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Staying in the Green: How You Can Avoid Financial Issues In the Future

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We received quite a bit of feedback regarding the common financial problems people find them in. There were requests for an article on how to avoid or even combat those problems. This is what we shall be focusing on today.

Here are a few tried and tested tips on how you can avoid financial issues in the future:

Create a Budget

Everything starts with a budget. It may not be the most pleasant thing to do at times but it is fully necessary to put down on paper the essentials:

  • Financial influx
  • Expenses
  • Savings

Yes, savings must always be part of a budget. After all, if you aren’t putting something away every time you get paid, you are setting yourself up for difficulty in the future. Creating a budget might be challenging but thankfully there are now a lot of online help and even mobile apps that can get you started!

Practice Discipline

Everything hinges on personal discipline and accountability. If you keep lying to yourself that it’s okay to deviate from the budget or to get something that you just want—as opposed to a full need—you’ll just keep making the same mistakes.

This is probably harder than setting a budget but you have to keep your eye on the larger picture here. Is there something that you’re saving up for? What is your financial goal (both short term and long term) for the year? Keeping your eye on these can help shore up your discipline.

Grow Your Knowledge

At the end of the day, it is your personal working knowledge of your finances that will end up saving you. This is why it is absolutely critical that you grow your knowledge regarding finances, basic accounting, and even keeping an eye on the local commerce.

You can join classes, read books, or even join forums on social media. Being an active participant in growing your understanding of finances can help to make the difference between financial success and doom.

We hope that these tips will find you well and will help you better keep financial issues at bay!

 

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What Do People in Tennessee Do If They Want to Gamble?

people-street

A couple of articles back we mentioned that Tennessee has some of the strictest gambling laws around. This got us to thinking: what do people in TN do if they do want to gamble? This is an interesting idea for us to explore as most people are quick to dismiss gambling as something foolish even though according to usgamblingsites.com it’s quite prevalent across the country.

We started asking around the office and got to talking about what some of us do if they want to relax a bit and earn a little along the way.

The Issue

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For the longest time, TN unilaterally considered most—if not all—forms of gambling to be illegal. There are a few that managed to escape that rule but the things that are usually allowed somewhere else like poker, roulette, blackjack are completely banned.

Gambling doesn’t always have to be about money. It can be an activity that people can enjoy because they are good at it. It can even be a friendly game. However, once money starts to be involved, the law becomes involved as well.

Band-Aid Solutions

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That being the issue, here are a few band-aid solutions that some avid gamblers do if they are residents of Tennessee yet wanted to gamble:

Cross State Lines

While TN doesn’t have any casinos or gambling halls, Mississippi has a lot of them, however. The band-aid solution would be to plan a trip and take a drive across state lines and go into a state where gambling is allowed.

Stick to Allowed Forms

When you’ve got slim pickings, can you still afford to be picky? Many TN gamblers simply belly up and make do with what they have to choose from. While most forms of sports betting is not allowed, horse racing is okay by the law.

While the law remains this way, these are the only things that TN residents can do. Do you gamble? What band-aid solution do you have when you crave to play?